Residential and buy to let

Advice for homes and property investments, from a first purchase to a considered landlord strategy.

Residential
A mortgage on a home you buy or renovate
Buy to let
A property bought to rent to tenants
Products
Fixed, tracker, variable and offset
Lenders look at
Valuation, credit score and income

Who it is for

Often used by.

  • First time buyers
  • Moving home
  • Landlords
  • Property investors

In plain English

How it works.

What is a residential mortgage?

A residential mortgage is a loan secured against a property you are buying or renovating, most often your home.

How much you can borrow depends on the property valuation, your credit score, your income and your existing debts. Generally, the more equity you have in the property, the better the terms may be.

Products include fixed rate, tracker, variable and offset mortgages.

What is buy to let?

Buy to let means buying a property to rent to one or more tenants. The aim may be rental income, a rise in value over time, or both. It is generally a long term investment.

Costs to plan for include stamp duty, legal fees and surveys, plus the time it takes to find tenants, manage the tenancy and maintain the property.

Rental income, possible growth in value and tax should all be understood before you invest. It can be a valuable way to invest, but there are risks and it is important to protect your investment.

Every situation is different. We take the time to understand yours, explain the routes open to you and help you decide what is right.

What to expect

From first call to completion.

Drag the dot along the line

Residential and buy to let

First callA conversation

What happens

We talk about the property, your circumstances and what you are planning.

Your part

Tell us what matters most to you.

Every situation is different.

Good to know

Questions.

  • Yes. Mortgages can be daunting when you are buying for the first time. We explain each step and guide you from the first conversation to completion.

Enquiries

Start with a conversation.

Tell us about the property, your circumstances and what you are planning.

  1. Enquire
  2. We talk
  3. Consultation

3rd Floor, 45 Albemarle Street, Mayfair, London W1S 4JL

0208 058 6560 hello@levanafinance.co.uk Message us on WhatsApp
Office
By appointment only
Remote
Teams calls available

Levana Finance

45 Albemarle Street, W1S 4JL

Directions

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